Terms and Conditions

By visiting CBMint.com you agree to the following:


Please read these Terms and Conditions carefully before agreeing to be bound by the same. If you do not agree to be bound by the Terms and Conditions, do not access or use CBMint.com [The Website]. This Website is provided by CBMint LLC [The Company]. By using this Website, or by placing any purchase orders using the Website, you agree to abide by the terms and conditions set forth herein. Only upon acceptance of the terms contained herein will you be entitled to submit electronic orders. Any violation of the terms will result in termination of your account. This Website is not intended for persons under 18 years of age.

Account Terms

By registering with the Website you can:  access or view prices, product inventories, and submit purchase orders electronically. You are responsible for using the Website in a private and secure manner.  We will not be liable for any damage or loss caused from any unauthorized account access resulting from your actions, such as not logging out of the account or sharing your account password.  We reserve the right to refuse registration or cancel an account at any time.

Acceptable Use

You shall not do any of the following or permit any other third parties to do any of the following:

(a) Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, or profane information of any kind, including, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, provincial, state, national or international law, including without limitation, export control laws and regulations;

(b) Post or transmit any information or software that the sender is aware contains a virus, worm, or other harmful component;

(c) Upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material which is protected by copyright or other proprietary right, without obtaining the permission of the copyright owner or right holder;

(d) Account sharing, including, without limitation, letting third parties use your account and password.

Disclaimer on Investment Decisions

CBMint is not a registered investment adviser. Users of CBMint are advised that the information contained anywhere on the Website should be used solely for informational purposes. It is not the intention of CBMint to suggest which precious metals investments readers should buy or sell for themselves. Users of this Website should always conduct their own research and due diligence and/or obtain professional advice before making any investment decision. CBMint will not be liable for any loss or damage caused by a reader’s reliance on information obtained in any of our newsletters, emails or elsewhere on our Website. Our readers are solely responsible for their own investment decisions.

Furthermore, the information contained here does not constitute a representation by the publisher or a solicitation for the purchase or sale of investments. Our opinions and analyses are based on sources believed to be reliable and are written in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy or completeness. All information contained in our publications or on our website should be independently verified. The publishers are not responsible for errors or omissions.

Any opinions expressed here are subject to change without notice. Owners, employees and writers may hold positions in some or all of the investments that are discussed in this publication.

Modification of these Terms and Conditions

CBMint reserves the right to change or modify any of the terms contained in these Terms and Conditions at any time.  Any such modifications or changes will immediately become effective upon the posting of such changes.  Your continued access or use of this Website will imply your full acceptance of the same.  You are therefore responsible for regularly reviewing these Terms and Conditions, as well as any additional terms or notices posted on the Website.


Payment

You agree to pay the full price for all Products you purchase from the Website.  We reserve the right to charge additional charges for your credit card or PayPal account for any products purchased from the Website. You are responsible for the timely payment of all fees, and for providing us with a valid credit card or PayPal account for payment of all fees.

Bank Wire Payments

By making a purchase from the Website with a Bank Wire payment, you agree to complete the following:

  1. Place a valid credit or debit card on file with the Website. Though the credit card is not charged as part of a successful Bank Wire payment, any Market Loss or Cancellation fees that are assessed to the order will be charged fully to this credit or debit card.
  2. Complete the Bank Wire transfer of funds within one (1) business day of the purchase confirmation. Failure to complete the Bank Wire transfer of funds within this time will trigger an order cancellation, with Cancellation and possible Market Loss fees assessed to the user's credit or debit card of record as outlined in these Terms and Conditions. 

Examples of what one (1) business day signifies:  an order placed on Monday during EST business hours would need to be paid by close of business on Tuesday, whereas an order placed before 8am EST Monday would need to be paid by close of business on Monday. An order placed before midnight EST Saturday would need to be paid by close of business on Monday. An order placed Wednesday evening, after business hours, would need to be paid by close of business on Thursday.

Remember, we DO NOT charge any amount to your credit or debit card for successful bank wire purchases – the card is charged only if you cancel your order, or fail to wire your payment to us within one (1) business day of placing your order.:

Paper Check Payments

By making a purchase from the Website with a Paper Check payment, you agree to complete the following:

  1. Place a valid credit or debit card on file with the Website. Though the credit card is not charged as part of a successful Paper Check payment, any Market Loss or Cancellation fees that are assessed to the order will be charged fully to this credit or debit card.
  2. Mail a Paper Check (Personal Check, Cashier’s Check or Certified Check) within two (2) business day of the purchase confirmation to the CBMint mailing address. Failure to mail the Paper Check within this time will trigger an order cancellation, with Cancellation and possible Market Loss fees assessed to the user's credit or debit card of record as outlined in these Terms and Conditions. 

Examples of what two (2) business day signify:  an order placed on Monday during EST business hours would need to be paid by close of business on Wednesday, whereas an order placed before 8am EST Monday would need to be paid by close of business on Tuesday. An order placed before midnight EST Saturday would need to be paid by close of business on Tuesday. An order placed Wednesday evening, after business hours, would need to be paid by close of business on Friday.

Remember, we DO NOT charge any amount to your credit or debit card for successful Paper Check purchases – the card is charged only if you cancel your order, or fail to send your payment to us within two (2) business days of placing your order.:

Payment, Cancellation and Market Loss Policies

When you make purchases from the Website the price is locked in once your order is confirmed.  Our Market Value Loss Policy applies to all of our products, though it primarily affects products in the more volatile bullion market. Purchases may not be cancelled outright, though they may be offset at the current market price. Each and every order cancellation in this manner will incur a USD $40.00 cancellation fee. In the time period between your purchase confirmation and your cancellation, if the products you purchased from the Website have not suffered market devaluation, the $40.00 cancellation fee is the only fee you will incur.  However, if there is a deficit in the market price of your products from the purchase time to the moment of cancellation, the total sum of this market deficit is also your responsibility if you cancel or return the purchased items.  The amount of this deficit will be charged to you, along with the $40.00 flat cancellation fee.  This is our Market Value Loss Policy.

Any market gain during the time period between purchase and cancellation shall remain property of CBMint. CBMint maintains the right to refuse a purchase order when any confirmed price is incorrect due to pricing errors, incorrect item descriptions or categorizations, or computer-related pricing problems. CBMint also maintains the right to cancel or refuse any order that is deemed suspicious or questionable, in possible violation of the U.S. Anti-Money Laundering Laws, or is of significant and potentially harmful risk to CBMint. Any orders made with CBMint may be automatically canceled if payment is not received within three (3) business days.  Once you have placed an order with CBMint, either with the Website or the through other means, you have entered into a binding agreement to purchase those products.

Anti-Money Laundering (AML) Policy

CBMint employs a stringent Anti-Money Laundering Policy to prevent any activities that facilitate this type of criminal activity, as well as full compliance with the appropriate sections of the Bank Security Act (BSA). A more detailed description of this policy can be read on our Anti-Money Laundering page.


Communications

Electronic Communications

When you visit the Website or send any emails to us, you will be communicating electronically with us. By such electronic communication you agree to receive such communications from us electronically. You acknowledge that your electronic submissions constitute your agreement and your acceptance to be bound by and to pay for such agreements and transactions. Your agreement and intent to be bound by electronic submissions applies to all transactions you enter into on the Website, and all records including notices of cancellation, policies, contracts, and applications.


Copyright and Licenses

This Website and the entire contents contained on this Website, including but not limited to: text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, are the sole and exclusive property of CBMint. All such contents and materials are protected by domestic and international copyright and trademark laws. You hereby agree not to modify, copy, reproduce, republish, upload, post, transmit, or distribute any portion of the Website or any contents contained on the Website without the prior expressed written consent of CBMint..

License

CBMint grants you a non-exclusive, non-transferable, limited license to access and make use of the contents or information available on the Website for your personal use and not to download or modify it, or any portion of it, except with the express written consent of CBMint. You may not reproduce, duplicate, adapt, copy, sell, resell, transmit or otherwise exploit for any commercial purpose this Website or any portion of this Website without the express written consent of CBMint.

You agree not to interrupt or attempt to interrupt the operation of the Website in any way. CBMint authorizes you to view and download the information and materials available on this Website only for your personal, non-commercial use. This authorization shall not constitute a transfer of title in and to the materials and is subject to the following restrictions:

(a) you must retain, on all copies of the materials downloaded, all copyright and other proprietary notices contained in the materials;

(b) you may not modify the materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and

(c) you must not transfer the materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions.


Disclaimer of Warranty/Limitation of Liability

THIS WEBSITE AND RELATED INFORMATION IS PROVIDED BY WEBSITE ON AN AS IS AND AS AVAILABLE BASIS. CBMINT MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS OF ANY KIND, OR AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, CBMINT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CBMINT DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR EMAIL SENT FROM WEBSITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. CBMINT WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CBMINT USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THIS WEBSITE. CBMINT ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY TYPOGRAPHICAL OR OTHER ERRORS OR OMISSIONS IN THE CONTENT OF THIS SITE. IN THE EVENT THAT A PRODUCT IS LISTED AT AN INCORRECT PRICE OR WITH OTHER INCORRECT INFORMATION, CBMINT SHALL HAVE THE RIGHT TO REFUSE OR CANCEL ANY ORDERS PLACED FOR THE PRODUCT LISTED INCORRECTLY. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

Third-Party Links

For your convenience, CBMint may provide links to third party websites operated by other entities on the Website. If you use such third party sites, you will leave this Website. If you decide to visit any linked third party website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. CBMint does not make any warranty or representation regarding, and does not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon. Any third party links do not imply that CBMint sponsors, endorses, is affiliated or associated with any linked third party websites.

Applicable Law

By visiting the Website, you agree that the laws of the state of Delaware, without regard to principals of conflict of laws, will govern these Terms and Conditions and any dispute of any sort that might arise between you and CBMint.

Disputes

Any dispute relating in any way to your visit or access of the Website or to the products you purchase through the Website shall be submitted to binding arbitration in the state of Delaware. Arbitration under these Terms and Conditions shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Conditions of Use shall be joined to an arbitration involving any other party subject to these Conditions of Use, whether through class arbitration proceedings or otherwise.

Indemnification

You agree to indemnify, defend, and hold harmless the Website, its officers, directors, owners, partners, employees, and agents.